"Occasionally my mummy has the radio on when I am having lunch in the kitchen and even though I am not really paying attention and am far more interested in the way in which my peas and carrots have been arranged into a rather manic, smiling face, I was able to work out for myself that investing in Greek government bonds would be, at best, inadvisable.
"I was three at the time."
She added: "I am sure that many will say that I could not possibly have garnered the experience necessary to run a major international financial institution given that much of my time has been spent chasing the cat with a spoon.
"But I'm not sure the Royal Bank of Scotland can actually withstand another 24 hours of being run by someone with a banking qualification.
Gemma Logan, aged four, doesn't really exist.
Stephen Hester is 50 years old.
* It was on the Today programme, if anybody cares.